Multi-Currency Accounts

Collect in every currency, settle on your terms

Multi-currency accounts with dedicated IBANs, instant FX, and local collection rails in 50+ markets — all through a single integration.

30+
Currencies supported
50+
Local collection rails
T+0
Settlement speed
0.3%
FX markup from
Capabilities

Your global treasury, simplified

Built for businesses that operate across borders and need to collect, hold, and move money efficiently.

Multi-Currency Accounts

Hold and manage balances in 30+ currencies with dedicated IBANs and local account numbers — no local entities required.

Instant FX Conversion

Convert between currencies at competitive interbank rates with transparent markups and real-time quotes.

Local Collection Rails

Receive funds via local bank transfers, direct debits, and real-time payment networks in every major market.

Automated Reconciliation

Match incoming payments to invoices automatically with smart reference parsing and configurable matching rules.

Cash Flow Analytics

Real-time visibility into balances, inflows, and currency exposure with customizable dashboards and alerts.

Virtual IBANs

Issue unique virtual IBANs per customer or transaction for seamless payment identification and auto-reconciliation.

Integration

Go global in three steps

01

Open accounts

Provision multi-currency accounts with dedicated IBANs and local account numbers via a single API call.

02

Collect funds

Receive payments in any supported currency through local rails. Funds settle same-day into your Pochipay balance.

03

Manage & convert

Hold balances, convert currencies, and sweep funds to your bank — all from one dashboard or API.

Why Pochipay

Banking infrastructure, without the bank

Dedicated IBANs

Get named, dedicated IBANs in EUR, GBP, USD, and more — your customers pay directly into your accounts.

Same-Day Settlement

Funds collected through local rails settle into your multi-currency balance on the same business day.

Treasury Management

Optimize your currency exposure with automated sweeps, balance alerts, and scheduled FX conversions.

Regulatory Compliance

Fully licensed and regulated. We handle KYC, AML, and transaction monitoring so you can focus on growth.

Currencies

Hold and collect in major currencies

Full currency list
USD — US Dollar
EUR — Euro
GBP — British Pound
KES — Kenyan Shilling
NGN — Nigerian Naira
ZAR — South African Rand
GHS — Ghanaian Cedi
BRL — Brazilian Real
INR — Indian Rupee
JPY — Japanese Yen
AUD — Australian Dollar
CAD — Canadian Dollar
Get started

Open your multi-currency account today

Start collecting in 30+ currencies with dedicated IBANs and instant FX. No local entities required.