Checkout Gateway

Accept every payment, everywhere

A single API to accept cards, wallets, bank transfers, and 200+ local payment methods across 170+ countries — with intelligent routing, built-in fraud prevention, and real-time settlements.

Over 95%
Approval rate
200+
Payment methods
Over 170
Markets supported
Under 50ms
Avg. latency
Capabilities

Everything you need to accept payments globally

Built for engineering teams that demand reliability, and product teams that demand flexibility.

200+ Payment Methods

Cards, wallets, bank transfers, mobile money, BNPL, and crypto — all through a single integration point.

Smart Routing Engine

AI-powered transaction routing across acquirers and processors to maximize approval rates and minimize costs.

Built-in Fraud Prevention

Real-time risk scoring, 3DS2 authentication, and configurable fraud rules — no third-party tools needed.

Real-Time Analytics

Monitor conversion funnels, approval rates, and transaction trends with granular, real-time dashboards.

Cascading & Failover

Automatic retry logic across multiple processors ensures no transaction is lost to a single-point failure.

Tokenisation & Recurring

PCI-compliant card vaulting and subscription billing with automated dunning and smart retries.

Integration

Go live in three steps

01

Create a session

Initialize a payment session with amount, currency, and customer details via a single API call.

02

Present checkout

Use our drop-in UI, hosted page, or build your own with our client SDK — fully customizable to your brand.

03

Process & settle

We route the transaction, handle 3DS, manage retries, and settle funds directly into your account.

Why Pochipay

Built different, by design

PCI DSS Level 1

Highest level of payment security certification, so you never touch sensitive card data.

Local Acquiring

Process transactions through local acquirers in-region, boosting approval rates by up to 20%.

One-Click Payments

Returning customers pay in a single tap with securely stored tokens and network tokens.

Chargeback Management

Automated dispute handling with evidence collection, response templates, and real-time alerts.

Payment methods

Accept how your customers want to pay

Full coverage map
VisaMastercard
Visa & Mastercard
Apple PayApple Pay
Google PayGoogle Pay
M-PesaM-Pesa
Airtel MoneyAirtel Money
T-KashT-Kash
Bank Transfer
And More...
Get started

Start accepting payments today

Integrate our Checkout Gateway in minutes. No local entities, no multi-provider complexity.