Managed Payments

Facilitate payments on behalf of others

Enable third-party transactions with embedded compliance controls, automated splits, and real-time settlement for marketplaces and platforms.

Over 500K
Sub-merchants onboarded
80+
Payout destinations
99.9%
Payout success rate
T+0
Settlement available
Capabilities

Payments-as-a-service for platforms

Onboard sellers, split payments, and manage compliance — all through a single integration.

Sub-Merchant Onboarding

Streamlined KYC/KYB flows with tiered verification levels and instant approvals for low-risk sellers.

Payment Splits

Automatically split funds between platform, sellers, and service providers at the transaction level.

Compliance Automation

Built-in AML screening, tax reporting, and regulatory compliance for multi-party payment flows.

Instant Seller Payouts

Disburse funds to sellers same-day via bank transfer, mobile money, or digital wallets.

Dispute Management

Centralized chargeback handling with automated evidence collection across all sub-merchants.

Refund Orchestration

Manage refunds across split transactions with automatic reversal of platform and seller portions.

Why Pochipay

Built for your industry

Marketplace-Native

Built from the ground up for multi-party payment flows — not bolted onto a merchant gateway.

Embedded Compliance

KYC, AML, and tax reporting handled automatically so you can focus on your platform.

Flexible Split Logic

Percentage, fixed, or dynamic splits with support for multi-level hierarchies and commission tiers.

Cross-Border Splits

Split and settle funds across currencies and countries with built-in FX and compliance.

Power your marketplace payments

Join leading platforms using Pochipay to manage multi-party payments with embedded compliance and instant settlements.